Finance Options for Business Users

We can offer the right vehicle solution for you and your business, our expert sales executives can help you choose the finance product that suits your individual and company needs. We will take into account variables such as VAT, Corporation Tax and cash flow to ensure your business is spending its money efficiently. We have detailed below information on different finance agreements available. For more information on our current business offers please click here.


Contract Hire

Contract Hire gives you the option to hire your car rather than own it, you hand the car back at the end of the agreement with nothing further to pay, subject to maximum mileage and fair wear and tear conditions being met.

Click for More Information

Personal Contract Purchase (PCP)

PCP is designed to make newer cars more affordable, with generally lower monthly payments and the option to purchase at the end of the contract.


Click for More Information

Hire Purchase

Hire purchase has fixed payments throughout the term of the agreement and the option to own the car outright at the end of the contract through a small purchase fee.


Click for More Information


Lease Purchase

Lease purchase is a method of financing a vehicle that is normally used by VAT registered companies or businesses. It works in a similar way to a Personal Contract Purchase (PCP) but does not offer an option to return the vehicle. Following completion of the fixed monthly payments there is an expectation that the customer will purchase the vehicle outright at the end of the contract by paying the estimated balloon payment.


Finance Lease

Finance Lease offers fixed monthly payments over a set term with no option to purchase. The vehicle will remain the property of the finance company throughout the term of the lease allowing the leaser to benefit from some or all of the sale proceeds at the end of the contract (depending on the contract). You may be able to reclaim up to half or all the VAT applied to this contract depending on the type of vehicle purchased.

Balloon Lease

Balloon Lease is similar to Finance Lease but allows a balloon payment to be agreed and paid at the end of the contract which helps to keep the monthly payments lower. At the end of the term the vehicle is sold and your company can benefit from some or all (depending on the contract) of the sale proceeds that are above the balloon value. You may be able to reclaim up to half or all the VAT applied to this contract depending on the type of vehicle purchased.